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The Gospel of Matthew Hutcheson
Mon, Aug 02, 2010
The 40-year-old leader of the “independent fiduciary movement” is passionate about making retirement plans more responsive to the needs of participants.
Industry Views
Found in Translation
Annuity issuers are reaching out to non-English-speaking investors through websites written in Spanish and Asian languages, according to Corporate Insight.
Behavioral Economics and Retirement Investing
PIMCO and its Allianz affiliates recently sponsored a new study, “Behavioral Finance and the Post-Retirement Crisis.” PIMCO Retirement Product Manager Tom Streiff explains how the study’s findings can foster the development of successful retirement income products.
Industry Views are special reports that are sponsored and independent from RIJ's editorial content.
DATA CONNECTION
Cover Stories
They're Relatively Well-Off
Sun, Jul 18, 2010
The median annual income for people over age 65 in the United States is only $18,000, including public assistance and financial help from friends and family. The average—skewed upward by the highest incomes—is almost $29,000.
On Second Thought, Make That a Single-Dip
Wed, Jul 14, 2010
Vanguard analysts put the chance of a double-dip recession at about 20%. The bond yield curve suggests only a 6% risk, but the yield curve isn't as reliably predictive as it used to be, they say.
Is a ‘Two-Cylinder’ VA Better Than a Single?
Tue, Jul 06, 2010
Dual-account products offer the best of both worlds: low-cost tax-deferral with the option to move assets dynamically into a guaranteed lifetime payout vehicle over time.
Featured Stories
Independent Fiduciaries to the Rescue
With his National Retirement Security Plan, independent fiduciary Matthew Hutcheson hopes to bring lower fees, better management to small and micro retirement plans.
Inflation-Indexed and Level Payout Funds from Barclays Bank
“It's marketed as a gap product, such as between early retirement and pension benefits or to bridge until longevity insurance kicks in,” said Tamiko Toland, an annuity industry analyst at Strategic Insight, Inc.
News
Most Plan Fiduciaries “Ill-Prepared” to Evaluate Alternatives
Wed, Aug 04, 2010
Alternative investments could be a trap waiting for unwary or unprepared plan sponsors and fiduciaries, Matthew Hutcheson told members of the House Subcommittee on Health, Employment, Labor and Pensions on July 20.
To Offset Potential S.S. Cuts, Save 10 Percent More
Wed, Aug 04, 2010
A hypothetical 45-year-old couple should save an extra $90,000 before they retire. At age 55, the same couple year-old should begin saving an extra $82,900, suggests economist Laurence Kotlikoff.
Spark Institute Seeks Input on Proposed Data Standards for In-Plan Income Options
Wed, Aug 04, 2010
"The absence of standards for sharing necessary information among the insurance product providers and unaffiliated record keepers [is] an impediment to more widespread access to these products," said Spark attorney Larry Goldbrum.
In UK, Protest Against 'Lynch Mob' Mentality on Public Pensions
Wed, Aug 04, 2010
Lobbyists wish to "drastically erode the modest pensions of millions of public sector workers," said Derek Simpson of Unite, Britain's largest union.
New River and Newkirk in Electronic Delivery Deal
Wed, Aug 04, 2010
Newkirk Products, Inc., has agreed to distribute NewRiver’s Prospectus Express product in the 401(k) and 403(b) markets via Newkirk’s Fund Central platform.
